Foreclosure Diversion Program

The Foreclosure Diversion Program has been established pursuant to statute P.L. 2009 ch. 402, An Act To Preserve Home Ownership and Stabilize the Economy by Preventing Unnecessary Foreclosures, (effective June 15, 2009) and its purpose is to assist homeowners and lenders in achieving mutually agreeable resolutions to mortgage foreclosure actions through the diversion process.

For foreclosure actions on certain owner-occupied residential properties filed after December 31, 2009, the Foreclosure Diversion Program offers homeowners and lenders the opportunity to participate in court sponsored mediation a the beginning of the foreclosure process. Foreclosure actions filed on or before December 31, 2009, may be included in the program by order of the court.

Operation of the Foreclosure Diversion Program is governed by Maine Rule of Civil Procedure 93.

More Information about the Foreclosure Diversion Program in the Maine Courts:

How Do I...?

  • contact the Foreclosure Diversion Program staff?
    If you have questions or suggestions about the Foreclosure Diversion Program, please contact: Laura Pearlman, the Foreclosure Diversion Program Manager at (207) 822-0706 or by email FDMP@courts.maine.gov.
  • complete an exit survey?

If you would like to comment on your Foreclosure Diversion Program experience, please complete the Preparation for Mediation Exit Survey and/or the Mediation Exit Survey. In order to open the PDF files, you will need the free Adobe Reader. You may download the Adobe Reader at http://get.adobe.com/reader/.