Foreclosure Prevention Resources

Important Note: The links below are to general information resources related to Foreclosure Prevention. They are not intended to replace legal advice.

Office of Consumer Credit Protection

The Bureau of Consumer Credit Protection oversees many aspects of the consumer finance industry, including non-bank mortgage lenders, debt collectors, loan brokers, retail creditors, money transmitters, credit reporting agencies and non-bank ATMs. The office administers state credit-related statutes and protects consumers by conducting compliance examinations, responding to consumer complaints, issuing licenses and providing consumer education and outreach.

http://www.maine.gov/pfr/consumercredit/foreclosure_resources.html

Maine State Housing Authority

Maine State Housing Authority offers programs and services that make housing more affordable to Maine people.

http://www.mainehousing.org/Education/homebuyer-and-homeowner-education/foreclosure

Department of Housing and Urban Development

HUD's mission is to increase homeownership, support community development and increase access to affordable housing free from discrimination.

http://www.hud.gov/foreclosure/

HUD Approved Housing Counselors in Maine
http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=ME

United States Veteran’s Affairs

Is responsible for administering benefits programs for veterans’ for veterans, their families, and survivors.

http://www.vba.va.gov/ro/cleveland/Foreclosure_Alternatives.htm

Pine Tree Legal

Pine Tree Legal Assistance is a nonprofit corporation with 501(c)(3) status established in 1966 by private attorneys in Maine to promote access to justice by providing high quality free legal assistance responsive to the immediate needs of individual low-income clients and to address the long-range barriers to justice affecting low-income people in Maine.
http://www.ptla.org/home-mortgage-foreclosures

 

IF YOU NEED LEGAL ADVICE

If you are facing threat of foreclosure of your home, try to get a lawyer. Here are some possible legal resources:
Volunteer Lawyer's Project 1-800-442-4293
Pine Tree Legal Assistance (207)774-8211
Legal Services for the Elderly 1-800-750-5353

If you are not income eligible for these services, you may be able to speak to a lawyer for half an hour through the Maine Lawyer Referral Service (1-800-860-1460). The fee for this service is $25.